TAX PLANNING & PREPARATION
Planning all year. Every return filed. One fee.
Most people only hear from their tax preparer in March. By then the year is over, and the choices that could have lowered the bill are gone. I do it the other way around: I plan with you while the year is still happening, and then I prepare the returns that plan built. Both are part of your monthly subscription.
WHAT TAX PLANNING MEANS HERE
Looking at your year while you can still change it.
Planning is not a report you file away. It’s me watching your numbers during the year and telling you when a choice will change what you owe. A few of the things we look at together:
How your companies are set up — Whether each company is set up the right way for taxes, and whether a change would help.
What you pay yourself — For company owners, a reasonable salary and how the rest of the profit comes out.
When to buy equipment — Timing big purchases so the write-off lands in the year it helps most.
Retirement plans — Picking and funding a plan that saves for you and lowers this year’s tax.
Your state tax — State elections that can lower what you send your state, where they fit.
Your estimated payments — Set right, and checked during the year, so April doesn’t bring a surprise.
HOW IT WORKS THROUGH THE YEAR
What a year with me looks like.
How often we check in depends on your level. The list further down shows yours.
January – April: Your returns. You upload your documents to the secure portal. I prepare every return, look at each one myself, and walk you through it before you sign.
May – August: Mid-year check-in. We look at how the year is going so far. June is when a decision can still change what you owe next April.
September – December: Year-end planning. Before December 31, we go over the last moves that still count for this year, and set up next year.
All year: I’m here. A question in July gets an answer in July, within one business day. No hourly bill for a phone call.
WHAT PREPARATION INCLUDES
Every return, prepared like I’ll have to defend it.
Every business return for the companies in your subscription
Your personal return, and the owner returns your level includes
Your state returns
Extensions and estimated payments, when you need them
IRS and state letters about returns I prepared, answered at no extra charge
I look at every return myself before it’s filed. Because I also represent clients in IRS exams, I prepare each return knowing I may have to stand behind it someday.
HOW IT’S INCLUDED
Already in your monthly fee.
There’s no separate bill for the return and no extra charge for a planning call. How often we plan depends on your level:
Individual — estimates set once a year — your federal and state return
Individual Plus — checked every quarter — your return, with a side business or rentals
Household — every quarter, plus a multi-year plan — your return, rentals or businesses, a trust
Foundation — every quarter — business returns plus 1 owner return
Growth — every month — business returns plus 2 owner returns
Enterprise — every month, and as needed — business returns plus 4 owner returns
I don’t take one-off returns. Planning only works when I’m in your file all year, not just in March.
Let’s talk about your year.
Thirty minutes, no charge. Tell me what you own and who handles it today, and I’ll tell you straight whether I can help.